Vehicle loans
(APR = Annual Percentage Rate) |
|
2011 - 2012
|
100% Financing |
5 years
- 3.25% APR
6 years - 4.25% APR
7 years - 5.25% APR
Boats, Motor
Homes, Trailers up to 8
years at 6.49%
first tier add 1.00% for each
additional year |
| 2009 - 2010 |
100% Financing |
5 years
- 4.25% APR
6 years - 5.25% APR
|
2006 - 2008
2005 - older |
100% Financing
call office
|
5 years
- 5.25% APR
6 years - 6.25% APR
4 years - 6.25% APR
|
| *All
rates subject to change without
notice |
| Signature
Loans |
limit
$10,000
|
| 1 Year |
10% APR |
|
|
| 2 Years |
11% APR |
|
|
| 3 Years |
12% APR |
|
|
| 4 Years |
12% APR |
|
|
| 5 Years |
13% APR
Consolidation only - requires
special approval from the board
of directors |
| Demand
Loans |
| 45 Day
Demand - 15.00% APR |
| Open
End Loan |
| A line of credit loan -
limit $10,000 per signature |
| Mortgages
- Owner Occupied |
|
|
1st
Mortgages
$10,000 minimum
$450,000
maximum
80%
appraised value
|
Fixed
- 10 years - CALL
15 years - CALL
20 years - not
available
25 years - not
available
30 years - not available
Variable -
up to 30 years - APR
determined by the Prime Rate
plus 1% (ref: WSJ)
adjustable every quarter 2%
annual cap
|
|
2nd
Mortgages
|
Variable
- up to 15 years - APR
determined by the Prime Rate
plus 2% (ref: WSJ)
|
|
Heloc
$450,000 Maximum
|
Variable
- 12 years - APR
determined by the Prime
Rate (ref: WSJ)
|
| Special
Purpose Loans |
Tax Advance Loan
|
$2,000
for 1 Year @ 6.00% |
